Loans, Lines of Credit – Personal

Personal Loans

Whether you are purchasing a new or used automobile, making home improvements, or borrowing for many other purposes, FortuneBank offers fixed terms and rates to help save you money. We make borrowing more affordable and convenient and you can set up payments automatically from your checking or savings accounts.

Overdraft Protection

Protect your checking account from overdrafts and save money on overdraft fees with this convenient line of credit. This line of credit automatically transfers funds into your checking account in increments of $100 to cover checks presented or debit card transactions made without available funds. A minimum finance charge of $2 applies if the line is accessed. Lines are available from $500 to $2000 and subject to credit approval.

Home Loans

Purchasing a home or refinancing your existing mortgage? FortuneBank offers an extensive array of mortgage products with attractive rates and terms.

A second mortgage is a low cost way to borrow for home improvements, college tuition, or to finance any other large purchase and you may have some tax benefits.

A Home Equity line of credit is a convenient way to access the equity in your home by simply writing yourself a loan with special Home Equity checks. A line of credit is established based on the equity in your home and there is no need to re-apply each time you need funds for home improvements, tuition, a new car, or other large purchase.