This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.
Account Product Name
Minimum Opening Deposit
Minimum Balance to Obtain Annual Percentage Yield
Interest Rate
Annual Percentage Yield APY
30 – 90 Day CDa
$1,000.00
$1,000.00c
0.25%
0.25%
6 Month CDa
$1,000.00
$1,000.00c
0.35%
0.35%
12 Month CDa
$1,000.00
$1,000.00c
0.60%
0.60%
18 Month CDa
$1,000.00
$1,000.00c
0.65%
0.65%
24 Month CDa
$1,000.00
$1,000.00c
0.70%
0.70%
36 Month CDa
$1,000.00
$1,000.00c
0.80%
0.80%
48 Month CDa
$1,000.00
$1,000.00c
0.90%
0.90%
60 Month CDa
$1,000.00
$1,000.00c
1.00%
1.00%
72 Month CDa
$1,000.00
$1,000.00c
1.10%
1.10%
Money Market Business Account
Daily Balance of:
Minimum Opening Deposit
Minimum Balance to Obtain Annual Percentage Yield
Interest Rate
Annual Percentage Yield
up to $999.99
$1,000.00
$0.01c
0.10%
0.10%
$1,000.00-9,999.99
$1,000.00
$0.01c
0.10%
0.10%
$10,000.00-24,999.99
$1,000.00
$0.01c
0.20%
0.20%
$25,000.00-49,999.99
$1,000.00
$0.01c
0.25%
0.25%
$50,000.00 and up
$1,000.00
$0.01c
0.25%
0.25%
Premium Money Market – Businessb
Daily Balance of:
Minimum Opening Deposit
Minimum Balance to Obtain Annual Percentage Yield
Interest Rate
Annual Percentage Yield
up to $999.99
$50,000.00
$0.01c
0.05%
0.05%
$1,000.00-9,999.99
$50,000.00
$0.01c
0.10%
0.10%
$10,000.00-24,999.99
$50,000.00
$0.01c
0.20%
0.20%
$25,000.00-49,999.99
$50,000.00
$0.01c
0.25%
0.25%
$50,000.00 and up
$50,000.00
$0.01c
0.45%
0.45%
Fortune Savings Account for Businessb
Account Product Name
Minimum Opening Deposit
Minimum Balance to Obtain Annual Percentage Yield
Interest Rate
Annual Percentage Yield
Fortune Savings Account for Businessb
$25.00
0.25%
0.25%
a.) a penalty will be imposed for early withdrawal. b.) The interest rate and annual percentage yield may change after account opening. c.) Daily Balance. the amount of the principal in the account each day.
Fees could reduce the earnings on the account. Interest rates and Annual Percentage Yields are current as of 8-15-2018. For Current Rate information call (636) 464-8638.
Consumer Deposit Rate Chart
This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.
Account Product Name
Minimum Opening Deposit
Minimum Balance to Obtain Annual Percentage Yield
Interest Rate
Annual Percentage Yield APY
30 – 90 Day CDa
$1,000.00
$1,000.00c
0.25%
0.25%
6 Month CDa
$1,000.00
$1,000.00c
0.35%
0.35%
12 Month CDa
$1,000.00
$1,000.00c
0.60%
0.60%
18 Month CDa
$1,000.00
$1,000.00c
0.65%
0.65%
24 Month CDa
$1,000.00
$1,000.00c
0.70%
0.70%
36 Month CDa
$1,000.00
$1,000.00c
0.80%
0.80%
48 Month CDa
$1,000.00
$1,000.00c
0.90%
0.90%
60 Month CDa
$1,000.00
$1,000.00c
1.00%
1.00%
72 Month CDa
$1,000.00
$1,000.00c
1.10%
1.10%
Choice Checking Accountb
Average Daily Balance of:
Minimum Opening Deposit
Minimum Balance to Obtain Annual Percentage Yield
Interest Rate
Annual Percentage Yield
up to $9,999.99
$100.00
$0.01c
0.10%
0.10%
$10,000.00-24,999.99
$100.00
$0.01c
0.20%
0.20%
$25,000.00-49,999.99
$100.00
$0.01c
0.25%
0.25%
$50,000.00 and up
$100.00
$0.01c
0.65%
0.65%
Momentum Checking Accountb
Average Daily Balance of:
Minimum Opening Deposit
Minimum Balance to Obtain Annual Percentage Yield
Interest Rate
Annual Percentage Yield
$500.01- $9,999.99
$100.00
$500.01d
0.10%
0.10%
$10,000.00-24,999.99
$100.00
$500.01d
0.20%
0.20%
$25,000.00-49,999.99
$100.00
$500.01d
0.25%
0.25%
$50,000.00 and up
$100.00
$500.01d
0.65%
0.65%
Fortune Young Saver Accountb
Account Product Name
Minimum Opening Deposit
Minimum Balance to Obtain Annual Percentage Yield
Interest Rate
Annual Percentage Yield
Fortune Young Saver Accountb
$25.00
$0.01c
0.25%
0.25%
Fortune Money Market Accountb
Average Daily Balance of:
Minimum Opening Deposit
Minimum Balance to Obtain Annual Percentage Yield
Interest Rate
Annual Percentage Yield
$5,000.00-$249,999.99
$5,000.00
$5,000.00d
0.45%
0.45%
$250,000.00 and up
$5,000.00
$5,000.00d
0.25%
0.45% to 0.26%
a.) a penalty will be imposed for early withdrawal. b.) The interest rate and annual percentage yield may change after account opening. c.) Daily Balance. the amount of the principal in the account each day. d.) Average Daily Balance- the average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
Fees could reduce the earnings on the account. Interest rates and Annual Percentage Yields are current as of 8-15-2018. For Current Rate information call (636) 464-8638.
